Website Provides More Than $100 Billion For Education

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Students seeking financial aid for college are required to complete the U.S. Department of Education’s FAFSA (Free Application for Federal Student Aid), which can be accessed online in digital format. Applications must be completed at different times into September in order to obtain money for the 2009-2010 academic year.

FAFSA serves as a "gateway" of sorts to loans, grants and work study programs whereby students work part-time to offset the costs of college. Grants are sometimes referred to as "free money." And one of the federal government’s most recognized is the Pell grant, which makes more than $5,000 available to some undergraduate students who qualify.

Students who receive grants or scholarships or who participate in work study programs can pay for the rest of their education with loans. Although loans have to be repaid, the federal government makes some available at low interest rates. Low- and no-interest loans are referred to as “subsidized.”

Those who complete the online FAFSA form must be American citizens and eligible non-citizens with high school diplomas or General Educational Development (GED) certificates working toward specific degrees and certificate programs at colleges, universities and trade and technical schools.

After the forms are submitted, applicants are provided Student Aid Reports that typically detail how much money they'll have to pitch in themselves for their education. Applicants may then get in touch with the financial aid offices of schools they're interested in attending.

Colleges often offer financial aid of their own, and college financial aid offices advise students in writing of the assistance different sources plan to provide. Students should consider financial aid and affordability along with how well suited a college is to their needs, according to the U.S. Department of Education.

Students interested in getting financial assistance through FAFSA for the 2009-2010 academic year must complete their forms by midnight Central Daylight time on Tuesday, Sept. 21, 2010, but state deadlines vary and could be earlier.

In exchange for government grants, or online FAFSA grant money as some say, beneficiaries are expected to meet specific academic goals.

Participants seeking an online bachelor degree or other accredited degree can figure out their assistance eligibility by completing an online FAFSA worksheet, and links on the FAFSA web site include financial aid available from agencies such as the U.S. Department of Health and Human Services, the U.S. Department of Veteran Affairs and the Corporation for National and Community Services' Americorps, where students involved in community service can garner education cost credits.

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