An Overview Of Debix Identity Protection Services
Identity theft has become such a problem that most companies have implemented their own Fraud Departments in an effort to combat this crime which totals in excess of $200 billion dollars a year. This is a serious issue which every citizen should consider and take action to prevent their identity from being stolen. This article will explain how they are protecting the identity of consumers.
Instead of getting a text or email, Debix gives you a phone call before identity theft occurs because they are the only company that uses OnCall Credit Monitoring. When any activity occurs on your credit file, they head them off at the pass by calling you instead of sending some message that can get ignored.
During the easy sign up process, you will create a Voice Key which is an actual recording of your voice. If anyone attempts to use your identity, you will get a phone call and if you hear your own voice you know instantly if it was you. If it was, then you push "1" to approve the process and no other steps are taken to block access to your file.
If your Voice Key begins and you did not approve the activity, you press the star button and are immediately connected to a response specialist. These people are licensed private investigators with the State of Texas, and help you notify the proper authorities. From here they can find out where it started and stop it from happening again.
What this service does for you is to put a method in place where the audit trail will reveal that you did not approve any action on your credit or identity. By having a phone call made to you, the GPS records can show where you were at the time of the call and then comparisons can be made to determine you were not the one who initiated any credit action on your identity.
In addition to leading the industry in immediate response time, Debix offers Identity Theft Insurance written through AIG Insurance. This policy will cover your loss up to one million dollars in costs for identity restoration, legal fees and lost wages. Their expert will work with you through the tedious tasks of restoring your credit.
It can take 600 hours to wade through the mess of trying to clean up the damage left behind by identity thieves. Having insurance that covers lost wages prevents you from getting behind in your bills and losing your credit rating. When considering any identity theft protection company, find out if their insurance covers your loss of revenue.
Debix is the company who won the contract and now protects the identities of people in Ohio and the state of Connecticut after their massive security breaches. Debix has, by themselves, managed to stop 1400 cases in 10 months. As a result of reading this article, you should understand more about id theft, and hopefully consider being safe and becoming proactive by protecting you and your family with this service. Make sure you visit this Debix Review if you need more information on this topic.
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