Some Important Facts About Identity Theft And ID Watchdog's Protection Services
Most people don't realize that the credit reporting bureaus actually sell all that credit information they store to any company that presents a believable reason for needing the information. FACTA was passed in 2003 which demanded that these agencies allow you to be able to place a Fraud Alert on your credit profile. It also forces lending institutions to verify your identity before loaning any money on your home or any other personal property. In this article, you will find some more interesting details about identity theft, and what you can do about it.
It is possible that you are not aware that your medical records are in jeopardy of being stolen and could literally threaten your life. When people get desperate enough, they will do anything to get medical care and using your records can result in there being wrong information about you, such as the wrong blood type. If you are in need of medical care that may require a blood transfusion, insist that they do a 're-type' of your blood to make sure your medical information has not been stolen.
Over $200 billion dollars a year are stolen from businesses by identity thieves. As a result, most companies have started their own Fraud Alert departments which spend millions of dollars each year tracking down and prosecuting these criminals. Protecting your identity has become a major reason for you to maintain a constant watch on your credit history.
There are some things you can do to help prevent this from happening to your identity. Keep all your important documents in a bank box or extremely heavy and strong safe. Your birth certificate, passports, any credit applications with your information on them, deeds to your property, social security cards, health cards, even your credit cards should be kept safely locked up in case your purse or wallet gets stolen.
A service like ID Watchdog scans many thousands of online databases containing information of consumers and watches for any activity which could be suspicious in nature. Such things like changes of address or phone numbers, credit applications, and medical record changes are all quickly flagged and they alert you as to the activity. They even monitor any activity on your social security number, criminal record and DMV changes, or other private records that might appear on some national security watch lists.
Their resolution guarantee is different from others in that they will stop at nothing to restore you good name and credit, if an identity theft occurs on their watch, at no further charge to you. They use a patent-pending technology that is designed to provide you with worry free identity monitoring, 24 hours a day, 7 days a week.
This company does not provide an Identity Theft Insurance policy because their guarantee is that they will actually do all the leg work and stacks of paperwork involved in restoring your credit and good name if your identity is stolen on their clock. You will not have any loss of wages to be concerned about or any other hassles involved.
With only 20% of identity theft being credit related and the other 80% seldom being addressed, it is good to know that there is a company that monitors 100% of the activity going on with your personal information. This article should have presented you with enough information regarding Identity Theft and ID Watchdog to decide what you think is best when it comes to protecting your valuable information from identity thieves. If you are searching for further facts regarding this particular subject, check out this ID Watchdog Review.
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