Home:Finance / Budgeting

If history is our best teacher, there is no doubt that gasoline price levels will get much higher in the years to come simply because of ongoing economic and political turmoil in the world. It is expected that gasoline prices will soon pass the $5.00 per gallon level in many areas of the United States, if they have not done so already. So, it is no surprise consumers are looking for ways to save money at the pump.

The economy has been suffering, but you do not have to. Making a budget of your expenses can show you just how your money is being spent, and this consciousness often reduces costs all by itself. Budgets are the ultimate money tool, whether you're looking to see if you can afford a new computer or if you are just trying to get out of debt. By showing you where your money is going, a budget can help you clean up your financial situation.

Self control is one of many personality traits that can serve you well, especially when it comes to teaching family members about money. Discovering our inner power of self control gives us the strength to be wise with our money and helps us to resist the terrible "spending itch." There are just 3 keys which will change your financial future starting today.

Make no mistake, budgeting is serious business for every family. Money is the only tool you have to secure your future and the future of your family and to live a good life today. Unless you get spending under control and start treating your household like the goldmine it really is, you are destined to struggle financially for the rest of your life.

Every time I see headlines about future budget deficits, I keep telling myself "that is a weather forecast!" Most folks read the headline, perhaps scan the first paragraph, proceed to get bummed out and turn on the NCAA Tournament.

Stop trying to convince yourself or anyone else that you can run a business without a budget. I am still running across ecommerce sites claiming they can't pay for services because they are start-ups.