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Having a credit card means you can buy tickets, rent cars and book hotel rooms. But, in spite of convenience, your credit report can mean you have to fork over higher deposits and fees for that convenience. There are 5 ways to avoid paying more for credit.
When making decisions to engage in credit card debt negotiation, most people are concerned with the effect a debt settlement will have on their credit score.
Settling can save a lot of money and get the judgment off of credit reports, which improves credit scores.
If your wages have been garnished or are about to be garnished, this article will give you options so you can reduce or sometimes eliminate your wage garnishment. Banks are not the only ones with rights. Know yours!
The Internet, Radio and TV, newspapers and magazines are running advertisements these days for credit repair services and many are scams. These scams often promise to fix your bad credit overnight. In reality, many of these so-called 'experts' will either overcharge you, involve you in illegal activity, or actually put you in a worse financial situation. Here are the 5 of the most common scams.
Unexpected problems can happen to the best of us - bankruptcy, divorce, legal judgments, unemployment, illness, etc. Any of these are very personal and can affect your FICO credit score in a big way. If you have faced a financial meltdown, you need to take action quickly and work consistently if you want to fix your credit and rebuild your FICO score.
Go on-line and search for "free credit report" and you find find pages and pages of offers and advertisements promising fast access to your credit history and FICO credit score. It's overwhelming unless you know how to sort out the really free reports from the sales pitches. Start here...
There are hundreds of marketing pitches that you should ignore when trying to fix your credit score. There are way too many arm-chair 'experts' offering unproven advice these days. Read on for what really works if you want to raise your FICO credit score to 750 or more!
If you want to improve your credit score, you need to go right to the source - your credit reports. Yes, all three reports! You must get reports from the major credit bureaus. They are Experian, TransUnion, and Equifax. Do not get the free versions. Pay for them and get your FICO credit score at the same time. Here is why...
A long time ago I found out the hard way that my FICO Credit Score could be the seed of financial despair. It's the one credit number that lenders judge us by so I thought I would show you how that number is arrived at. This is not common knowledge so read on...