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In Part 1 of Personal Finances, Creating a Budget, we talked about creating a budget for your personal finances. I know, I detest the word budget too because it feels so confining or restricting. But actually what's going to happen when you create a personal budget for yourself or your family is just the opposite.

Invoice factoring may be described as a short-term financing technique. As such, it is a financial transaction in which a business sells its portfolio of invoices, and therefore the money it is owed by customers, to a factor firm, also known as an invoice discounter (the financier).

Establish what type of investment you need and how much you need. You must also present your investors with evidence of how you established this need.

Accounts receivable financing (ARF) is specialized short term commercial funding most often used by small and medium sized businesses. Perhaps the two most common forms of ARF are invoice factoring and receivables loans.

These cost-saving financial tips will help keep your holiday spending in check this holiday season. You can enjoy the holidays and keep up with your financial planning goals as well as not go further into credit card debt.

You won your case in court and got your judgment. The time delay before you can enforce the judgment has passed. You wrote the debtor a letter, asking to be paid, and they did not respond. You called the debtor and they laughed and hung up.

Want to get out of debt and stay out of debt? Here are some great financial tips for keeping your finances in order, especially for the Generation Y crowd.

We all are looking for ways to cut our spending, and learning how to save on food while traveling is one way to save some money. Read on to learn some simple tips to help you save while you travel and you can use that saved money to spend once you reach your destination.

People who live in Pennsylvania are really well looked after by the Pennsylvania electric companies.

The Build America Bonds (BABs) program, a new piece of legislation from the Obama Administration, focuses on aiding struggling state and local municipalities across the U.S. The program creates taxable municipal bonds, a radical departure from the long-standing tax exempt status quo for munis. While bonds issued under the BABs program are fully taxable, the issuer receives a direct subsidy equal to 35% of the bonds coupon, or stated interest rate.