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Saving for retirement is an excellent objective. Congress has created tax incentives to allow you to get a tax benefit on your savings. One example is an IRA, a 401K or other qualified retirement account. But what is a Roth IRA? Is it better than a traditional IRA or not? The answer is that it depends. Do you want the tax deduction to reduce your taxes now or would you prefer to have a tax-free retirement account.

My 401k: No more match. Keep contributing? OK, so your employer announces the following regarding: Your 401k: No more match. Should I keep contributing?

Should I keep contributing to my 401k? Sometimes it's a bit stunning when faced with an obvious question. Find out more now.

You would think Roth IRA investing possibilities are extremely limited by IRS rules. Well, they're not, and there are fewer regulations than you might realize, but it is ever so important to stay on the good side of the IRS.

Roth IRAs and their more recent cousins, the Roth 401(k) and Roth 403(b), offer outstanding retirement and estate planning opportunities to most readers who qualify. Further, the chance to benefit from a Roth account does not end with employment, as Roth IRA conversions are favorable for many retirees.

While 401(k) plans have some good sides to them, they are also very disadvantaged compared to some types of IRA accounts. It is recommended that someone who wants to rollover a 401(k) plan to IRA change to a self-directed IRA account. There are many upsides to this approach, and this article will explain why it is better to rollover the 401(k) into a self-directed IRA

In 1974, Congress developed the concept of an Individual Retirement Account, basically a trust account designed to let people save up money for their retirement without having taxes chipping away at their accounts before the money is taken out

A self-directed Individual Retirement Account, or IRA, differers from a standard IRA in that it requires the owner of the account - as opposed to an account adviser - to make decisions regarding the investments which go into the IRA.

There are many reasons why it is preferable to rollover 401(k) and other types of retirement savings account into a self directed IRA. However, even after a person decides to take the step, many issues arise which need to be resolved with professional help. There are many companies out there competing for clients, but Equity Trust Company is up there among the best.

An Income Retirement Account is a retirement savings account set up to provide tax benefits to those who have such an account. Created in 1954 and revised afterwards, they allow an employee to place money into the account either tax-free or tax-deferred, depending on the account type