Temporary Total Disability (TTD) Benefits and Workers’ Compensation
What Are Temporary Total Disability (TTD) Benefits and How Much Can I Receive?
TTD benefits are temporary total disability benefits: that is, the benefit that is paid in lieu of your salary. Think of it like this, because of your work accident, you have taken a pay cut or lost your job. Well, you have therefore suffered an economic harm based on your accident, and you therefore deserve compensation. So in essence, TTD benefits make up for the economic harm that you have suffered.
Please realize, however, that the amount of Temporary Total Disability benefits that you receive comes nowhere near the amount of your gross average weekly wage - or what you were making before the accident. It is set up like that under the law so that nobody stays out on workers' comp for an indefinite period of time. So the benefit is capped at a certain level (see below).
Like TTD, there is another type of benefit that is paid for economic harm as well. This is known as the TPD (temporary partial disability) benefit. This comes into play when you can, for example, work four of the eight hours a day. So it is set up as more or less a differential pay for those other four hours.
Or, the TPD benefit might come into play if you return to work at a different job, and in that job you earn less than in the first job even though you are still working 8 hours a day. So TPD and TTD are the two types of economic benefits that you can receive for economic harm suffered as a result of your injury.
What is the maximum Temporary Total Disability benefit that I could receive?
As mentioned above, the amount of TTD you can receive is limited and is capped at a certain level. As of July 1, 2007, you can receive up to $500 per week as a maximum benefit. So, even if you were making thousands of dollars a week, the maximum you could receive is $500 a week.
The formula for determining what you can receive on a lesser number would be 66?% of your average weekly wage. So in conclusion, the amount of TTD you can receive is 66?% of your average weekly wage, up to a maximum of $500 per week.
Jodi Ginsberg is a practicing workers' compensation attorney in Atlanta, GA. She has been practicing law for over 20 years, and her website can be found at http://www.atlantaworkerscompensation.net
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