Real Estate Investing

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Self-Directed Individual Retirement Accounts have many benefits over standard IRA's, assuming the holder of the account is willing to do a little extra work. One of these is the ability to invest in real estate properties and structures. Real estate investments, when done correctly, have many advantages over more traditional investment venues, such as stocks and annuities.

A large number of real estate's benefits come from the characteristics of real estate itself. Unlike a stock, a parcel of land exists materially and is a tangible asset. Stocks fluctuate in value every minute of the day, while the price of land is comparatively stable. In fact, there is one aspect of real estate that has a very lucrative aspect for investors: its value tends to increase with time. Of course, there are factors that could bring down the price of land, as with any commodity. But in general, most of the things that one buys are expected to depreciate in value over time, with land being a big exception. A third advantage to real estate is that it is insured against certain forms of loss. Insurance can be purchased to protect against flood, fire, and other natural disasters, reducing the amount of risk involved. Another benefit is demand: assuming the price is reasonable, people will continue to need land for years and years to come.

Despite all these advantages, an investor must still plan his or her investments carefully. Just about any investment, no matter how high the potential return may be, could get ruined when investors carelessly put their money in places without having a proper strategy beforehand and making sure everything is in order. One form of real estate investing has individuals buying properties on their own in hopes of making money once the value goes up, or by purchasing an older home, renovating it, then selling at a higher price. Unfortunately this method has many flaws. For one thing, investing alone in just about anything is a risky thing. There are many experts out there with years of experience who would give advice and help a new investor figure things out. Another disadvantage is the fact that doing something like that alone takes time, which reduces the amount of investments that can be made in a given time period.

City Capital Corporation is a company which takes the advantages of the real estate market and brings them to the investor without any gambles or large-scale effort on the investor's part. City Capital is a unique company which buys homes in neglected urban areas, renovates the homes and surrounding neighborhood, then sells the houses to working-class families. The proceeds are passed along to the investor, while families which have found it difficult to purchase a home of their own get a high quality, modest home to live in. The work done by this company would seem to be something a non-profit organization would do, yet investors get returns on their money because of the for-profit nature of the company.

Ephren W. Taylor II first revealed his extraordinary knack for making money at age 12 and he hasn't slowed down since. He was a self-made millionaire while still in his teens. In his twenties he became the youngest African-American CEO of any publicly traded company ever, City Capital Corporation (CTCC). Today Taylor and City Capital oversee tens of millions in assets for clients ranging from entertainment icons and pro athletes to church members and private companies. He is a dynamic speaker and author of the best seller "Creating Success from the Inside Out." Learn more at CashFreeInvesting.com, IRACashFlow.com or Ephren.com.

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