Recent articles by Ephren Taylor.http://www.trcb.com/en-Us60Thu, 9 Feb 2012 20:30:26 ESTCopyright 2012 Ephren Taylor, TRCB.com All Right Reservedhttp://www.trcb.com/investing/ira-401k/401k-rollover-why-not-traditional-ira-1500.htmWhile 401(k) plans have some good sides to them, they are also very disadvantaged compared to some types of IRA accounts. It is recommended that someone who wants to rollover a 401(k) plan to IRA change to a self-directed IRA account. There are many upsides to this approach, and this article will explain why it is better to rollover the 401(k) into a self-directed IRASat, 20 Sep 2008 17:54:48 ESThttp://www.trcb.com/investing/ira-401k/401k-rollover-why-not-traditional-ira-1500.htmTRCB.comInvesting / IRA 401khttp://www.trcb.com/investing/ira-401k/why-have-a-self-directed-roth-ira-1499.htmIn 1974, Congress developed the concept of an Individual Retirement Account, basically a trust account designed to let people save up money for their retirement without having taxes chipping away at their accounts before the money is taken outSat, 20 Sep 2008 17:54:44 ESThttp://www.trcb.com/investing/ira-401k/why-have-a-self-directed-roth-ira-1499.htmTRCB.comInvesting / IRA 401khttp://www.trcb.com/investing/403b/what-is-a-403b-plan-1498.htmFundamentally, a 403(b) plan is very similar to a standard 401(k). It is available to organizations in the public education field, some non profit employers, and ministers who are self-employed. Money is placed in a similar way as 401(k), and is taxed in the same way.Sat, 20 Sep 2008 17:54:39 ESThttp://www.trcb.com/investing/403b/what-is-a-403b-plan-1498.htmTRCB.comInvesting / 403Bhttp://www.trcb.com/real-estate/real-estate-investing/some-common-mistakes-in-real-estate-investing-1497.htmAlthough the name might make it sound simple, the term "real estate investment" is in reality rather broad and encompasses a large variety of variables. For instance, the number of choices where to buy land is huge, even if no countries other than the United States are looked at. Sat, 20 Sep 2008 17:54:35 ESThttp://www.trcb.com/real-estate/real-estate-investing/some-common-mistakes-in-real-estate-investing-1497.htmTRCB.comReal Estate / Real Estate Investinghttp://www.trcb.com/investing/ira-401k/self-directed-ira-the-difference-real-estate-compared-to-stocks-1496.htmA self-directed Individual Retirement Account, or IRA, differers from a standard IRA in that it requires the owner of the account - as opposed to an account adviser - to make decisions regarding the investments which go into the IRA.Sat, 20 Sep 2008 17:54:30 ESThttp://www.trcb.com/investing/ira-401k/self-directed-ira-the-difference-real-estate-compared-to-stocks-1496.htmTRCB.comInvesting / IRA 401khttp://www.trcb.com/real-estate/real-estate-investing/real-estate-investing-1495.htmSelf-Directed Individual Retirement Accounts have many benefits over standard IRA's, assuming the holder of the account is willing to do a little extra work. One of these is the ability to invest in real estate properties and structures. Real estate investments, when done correctly, have many advantages over more traditional investment venues, such as stocks and annuities.Sat, 20 Sep 2008 17:54:26 ESThttp://www.trcb.com/real-estate/real-estate-investing/real-estate-investing-1495.htmTRCB.comReal Estate / Real Estate Investinghttp://www.trcb.com/investing/stocks/profit-sharing-plans-explained-1494.htmMost common forms of retirement plans provided by employers are set up in such a way that the employee who owns the plan provides most of the money which goes into the account.Sat, 20 Sep 2008 17:54:22 ESThttp://www.trcb.com/investing/stocks/profit-sharing-plans-explained-1494.htmTRCB.comInvesting / Stockshttp://www.trcb.com/investing/investing/how-to-invest-in-a-self-directed-ira-1493.htmAny good investment requires planning ahead and a good strategy in order to work and maximize gains. When these are absent, an investment can quickly go bad, or in the best case, generate minimal returns.Sat, 20 Sep 2008 17:54:17 ESThttp://www.trcb.com/investing/investing/how-to-invest-in-a-self-directed-ira-1493.htmTRCB.comInvesting / Investinghttp://www.trcb.com/investing/ira-401k/equity-trust-company-1492.htmThere are many reasons why it is preferable to rollover 401(k) and other types of retirement savings account into a self directed IRA. However, even after a person decides to take the step, many issues arise which need to be resolved with professional help. There are many companies out there competing for clients, but Equity Trust Company is up there among the best.Sat, 20 Sep 2008 17:17:36 ESThttp://www.trcb.com/investing/ira-401k/equity-trust-company-1492.htmTRCB.comInvesting / IRA 401khttp://www.trcb.com/investing/ira-401k/about-income-retirement-accounts-1491.htmAn Income Retirement Account is a retirement savings account set up to provide tax benefits to those who have such an account. Created in 1954 and revised afterwards, they allow an employee to place money into the account either tax-free or tax-deferred, depending on the account typeSat, 20 Sep 2008 17:17:32 ESThttp://www.trcb.com/investing/ira-401k/about-income-retirement-accounts-1491.htmTRCB.comInvesting / IRA 401khttp://www.trcb.com/investing/ira-401k/401k-rollover-to-roth-ira-1490.htmIn recent years, many employees have elected to set up a 401(k) plan with their employer. This is an employer-sponsored savings plan with allows a person to defer taxes on the money placed and earned in the plan until it is withdrawn. Sat, 20 Sep 2008 17:17:27 ESThttp://www.trcb.com/investing/ira-401k/401k-rollover-to-roth-ira-1490.htmTRCB.comInvesting / IRA 401khttp://www.trcb.com/home-improvement/new-construction/affordable-housing-1489.htmAffordable housing is a term that is used to refer to residential properties with costs that are considered reasonably priced for a group of people in a specific income range. While the term is often used in reference to rental properties that are within the financial ability of people in the lower income ranges of a certain area, affordable housing can also be used to refer to property that are affordable to renters and buyers in different income brackets.Sat, 20 Sep 2008 17:00:07 ESThttp://www.trcb.com/home-improvement/new-construction/affordable-housing-1489.htmTRCB.comHome Improvement / New Constructionhttp://www.trcb.com/investing/403b/the-implications-of-a-403b-rollover-1488.htmGenerally speaking, a person may rollover all or part of a distribution from a 403b plan into a traditional IRA or any other eligible retirement plan without having to pay any taxesSat, 20 Sep 2008 17:00:03 ESThttp://www.trcb.com/investing/403b/the-implications-of-a-403b-rollover-1488.htmTRCB.comInvesting / 403Bhttp://www.trcb.com/investing/ira-401k/getting-to-know-the-401k-rollover-1487.htmOne of the main benefits that an employee can gain from signing up for a 401k retirement plan is that it can be used throughout his or her employment.Sat, 20 Sep 2008 17:00:00 ESThttp://www.trcb.com/investing/ira-401k/getting-to-know-the-401k-rollover-1487.htmTRCB.comInvesting / IRA 401khttp://www.trcb.com/investing/ira-401k/what-traditional-iras-involve-1486.htmIndividual retirement arrangement or IRAs are often referred to as traditional IRAs in the United States. The IRA is typically held at in a bank or a brokerage that serves as custodian institution, and it can be invested in practically anything that the custodian will allow, with most cases being certificates of deposit, stocks and mutual funds.Sat, 20 Sep 2008 16:59:56 ESThttp://www.trcb.com/investing/ira-401k/what-traditional-iras-involve-1486.htmTRCB.comInvesting / IRA 401khttp://www.trcb.com/real-estate/foreclosures/stopping-foreclosure-1485.htmA foreclosure is something that we would all like to avoid as much as possible but due to various circumstances, there may come a time when such an occurrence is inevitable. It would be beneficial then to become familiar with the ways and means of stopping foreclosure in order to be fully prepared when the time comes.Sat, 20 Sep 2008 16:59:52 ESThttp://www.trcb.com/real-estate/foreclosures/stopping-foreclosure-1485.htmTRCB.comReal Estate / Foreclosureshttp://www.trcb.com/investing/investing/what-social-responsible-investing-entails-1484.htmSocial responsible investing or SRI is defined as an investment strategy that incorporates social or environmental factors into the analysis of financial concerns. SRI is one of the biggest growth areas in the United States today, with assets in excess of $2.71 trillion.Sat, 20 Sep 2008 16:59:47 ESThttp://www.trcb.com/investing/investing/what-social-responsible-investing-entails-1484.htmTRCB.comInvesting / Investinghttp://www.trcb.com/business/entrepreneurialism/social-entrepreneurship-1483.htmSocial entrepreneurship is the term used to the activities of a social entrepreneur. A social entrepreneur in turn is a person who is aware of a social problem or issue and uses his or her entrepreneurial skills and knowledge in the organization, creation, and management of a specific project that will effect a social change.Sat, 20 Sep 2008 16:59:43 ESThttp://www.trcb.com/business/entrepreneurialism/social-entrepreneurship-1483.htmTRCB.comBusiness / Entrepreneurialismhttp://www.trcb.com/real-estate/real-estate-investing/social-conscious-investing-what-it-means-1482.htmMany companies have begun looking into social conscious investing as a viable area of opportunity in real estate nowadays. Many of these companies have begun to initiate moves to create affordable housing for working-class families all over the country. Sat, 20 Sep 2008 16:59:37 ESThttp://www.trcb.com/real-estate/real-estate-investing/social-conscious-investing-what-it-means-1482.htmTRCB.comReal Estate / Real Estate Investinghttp://www.trcb.com/investing/ira-401k/self-directed-ira-1481.htmA self directed IRA is a great option that you would do well to consider, particularly if you are confident in the potential of your business and its possibilities for long-term success. These types of IRAs will allow you to make an investment in your business by using your retirement plan.Sat, 20 Sep 2008 16:59:33 ESThttp://www.trcb.com/investing/ira-401k/self-directed-ira-1481.htmTRCB.comInvesting / IRA 401khttp://www.trcb.com/investing/ira-401k/what-you-should-know-about-the-roth-ira-1480.htmRoth IRAs are types of Individual Retirement Accounts or IRAs that are allowed under tax laws of the United States. The plan is named after its chief legislative sponsor, Senator William Roth, and it has a lot of significant differences from other IRAs.Sat, 20 Sep 2008 16:59:29 ESThttp://www.trcb.com/investing/ira-401k/what-you-should-know-about-the-roth-ira-1480.htmTRCB.comInvesting / IRA 401khttp://www.trcb.com/investing/ira-401k/knowing-the-ins-and-outs-of-rollover-ira-1479.htmIn the current climate of increased job changing and downsizing that we are experiencing today, it is more important than ever to consider what to do with the sponsored retirement plan offered by your company at some point or another before you reach retirement age.Sat, 20 Sep 2008 16:26:59 ESThttp://www.trcb.com/investing/ira-401k/knowing-the-ins-and-outs-of-rollover-ira-1479.htmTRCB.comInvesting / IRA 401khttp://www.trcb.com/investing/retirement-planning/what-you-should-know-about-retirement-planning-1478.htmRetirement plans have an increasingly important role to play in terms of providing an income source in our later years. You have probably already heard of the concept of the "three-legged stool" of retirement, which symbolizes how Social Security, personal savings, and company retirement plans form the triad upon which we can derive funds to pay for our expenses later in life.Sat, 20 Sep 2008 16:26:55 ESThttp://www.trcb.com/investing/retirement-planning/what-you-should-know-about-retirement-planning-1478.htmTRCB.comInvesting / Retirement Planninghttp://www.trcb.com/investing/ira-401k/what-you-should-know-about-real-estate-ira-1477.htmThe rapid boom of the real estate industry has caused a lot of people to start thinking about how they could get in on some of the action and perhaps even strike it rich. One of the more popular ideas to come up in this regard is to utilize a real estate IRA as an investment tool.Sat, 20 Sep 2008 16:26:51 ESThttp://www.trcb.com/investing/ira-401k/what-you-should-know-about-real-estate-ira-1477.htmTRCB.comInvesting / IRA 401khttp://www.trcb.com/finance/mortgage/real-estate-finance-myths-and-the-truth-behind-them-1476.htmThe real estate finance industry has been subjected to a lot of beliefs over the years, many of them grounded in fact, with some being nothing more than conjecture. The theories that are more logical tend to be based on certain real factors that influence the real estate market and risk pricing.Sat, 20 Sep 2008 16:26:45 ESThttp://www.trcb.com/finance/mortgage/real-estate-finance-myths-and-the-truth-behind-them-1476.htmTRCB.comFinance / Mortgage