http://www.trcb.com/en-Us60Sat, 26 May 2012 09:07:58 ESTCopyright 2012 Jim DeSantis, TRCB.com All Right Reservedhttp://www.trcb.com/finance/credit-tips/5-credit-tips-used-by-the-top-5-to-cut-costs-of-credit-and-insurance-70203.htmHaving a credit card means you can buy tickets, rent cars and book hotel rooms. But, in spite of convenience, your credit report can mean you have to fork over higher deposits and fees for that convenience. There are 5 ways to avoid paying more for credit.Sun, 29 Jan 2012 16:23:11 ESThttp://www.trcb.com/finance/credit-tips/5-credit-tips-used-by-the-top-5-to-cut-costs-of-credit-and-insurance-70203.htmTRCB.comFinance / Credit Tipshttp://www.trcb.com/finance/credit-tips/account-opening--cross-sell--happy-customers--financial-institutions-57698.htmWhen financial institutions implement cross-sell into their everyday banking activities, account openings increase, consumers are more satisfied with their interactions, and FIs realize higher profits and consumer loyalty. Thu, 25 Aug 2011 00:00:00 ESThttp://www.trcb.com/finance/credit-tips/account-opening--cross-sell--happy-customers--financial-institutions-57698.htmTRCB.comFinance / Credit Tipshttp://www.trcb.com/finance/credit-tips/credit-debt-negotiation-and-your-credit-score-45391.htmWhen making decisions to engage in credit card debt negotiation, most people are concerned with the effect a debt settlement will have on their credit score.Tue, 22 Feb 2011 00:00:00 ESThttp://www.trcb.com/finance/credit-tips/credit-debt-negotiation-and-your-credit-score-45391.htmTRCB.comFinance / Credit Tipshttp://www.trcb.com/finance/credit-tips/judgment-settling-35298.htmSettling can save a lot of money and get the judgment off of credit reports, which improves credit scores.Fri, 05 Nov 2010 13:34:30 ESThttp://www.trcb.com/finance/credit-tips/judgment-settling-35298.htmTRCB.comFinance / Credit Tipshttp://www.trcb.com/finance/credit-tips/reducing-a-wage-garnishment-31639.htmIf your wages have been garnished or are about to be garnished, this article will give you options so you can reduce or sometimes eliminate your wage garnishment. Banks are not the only ones with rights. Know yours!Sat, 14 Aug 2010 11:08:22 ESThttp://www.trcb.com/finance/credit-tips/reducing-a-wage-garnishment-31639.htmTRCB.comFinance / Credit Tipshttp://www.trcb.com/finance/credit-tips/the-real-estate-investors-guide-to-credit-scoring--improvement-21658.htmReal estate investors' careers are literally made or broken on the strength of their credit, as it so drastically impacts their buying power. This quick guide explains credit scoring in practical terms that rental investors can use to improve their credit scores.Tue, 02 Feb 2010 21:40:30 ESThttp://www.trcb.com/finance/credit-tips/the-real-estate-investors-guide-to-credit-scoring--improvement-21658.htmTRCB.comFinance / Credit Tipshttp://www.trcb.com/finance/credit-tips/be-very-careful-of-these-5-credit-repair-company-scams-14194.htmThe Internet, Radio and TV, newspapers and magazines are running advertisements these days for credit repair services and many are scams. These scams often promise to fix your bad credit overnight. In reality, many of these so-called 'experts' will either overcharge you, involve you in illegal activity, or actually put you in a worse financial situation. Here are the 5 of the most common scams.Sat, 22 Aug 2009 14:31:59 ESThttp://www.trcb.com/finance/credit-tips/be-very-careful-of-these-5-credit-repair-company-scams-14194.htmTRCB.comFinance / Credit Tipshttp://www.trcb.com/finance/credit-tips/fast-credit-repair-after-your-financial-meltdown-14105.htmUnexpected problems can happen to the best of us - bankruptcy, divorce, legal judgments, unemployment, illness, etc. Any of these are very personal and can affect your FICO credit score in a big way. If you have faced a financial meltdown, you need to take action quickly and work consistently if you want to fix your credit and rebuild your FICO score. Sat, 22 Aug 2009 14:20:15 ESThttp://www.trcb.com/finance/credit-tips/fast-credit-repair-after-your-financial-meltdown-14105.htmTRCB.comFinance / Credit Tipshttp://www.trcb.com/finance/credit-tips/how-to-get-a-free-credit-report-with-no-strings-attached-14038.htmGo on-line and search for "free credit report" and you find find pages and pages of offers and advertisements promising fast access to your credit history and FICO credit score. It's overwhelming unless you know how to sort out the really free reports from the sales pitches. Start here... Sat, 22 Aug 2009 12:01:48 ESThttp://www.trcb.com/finance/credit-tips/how-to-get-a-free-credit-report-with-no-strings-attached-14038.htmTRCB.comFinance / Credit Tipshttp://www.trcb.com/finance/credit-tips/challenging-your-credit-report-to-fix-your-credit-score-14021.htmIf you want to improve your credit score, you need to go right to the source - your credit reports. Yes, all three reports! You must get reports from the major credit bureaus. They are Experian, TransUnion, and Equifax. Do not get the free versions. Pay for them and get your FICO credit score at the same time. Here is why... Sat, 22 Aug 2009 11:47:29 ESThttp://www.trcb.com/finance/credit-tips/challenging-your-credit-report-to-fix-your-credit-score-14021.htmTRCB.comFinance / Credit Tipshttp://www.trcb.com/finance/credit-tips/fico-credit-repair-4-things-you-need-to-know-13693.htmA long time ago I found out the hard way that my FICO Credit Score could be the seed of financial despair. It's the one credit number that lenders judge us by so I thought I would show you how that number is arrived at. This is not common knowledge so read on... Sat, 22 Aug 2009 09:11:07 ESThttp://www.trcb.com/finance/credit-tips/fico-credit-repair-4-things-you-need-to-know-13693.htmTRCB.comFinance / Credit Tipshttp://www.trcb.com/finance/credit-tips/credit-mistake-when-closing-accounts-is-a-bad-idea-13973.htmThere are hundreds of marketing pitches that you should ignore when trying to fix your credit score. There are way too many arm-chair 'experts' offering unproven advice these days. Read on for what really works if you want to raise your FICO credit score to 750 or more!Tue, 04 Aug 2009 01:12:11 ESThttp://www.trcb.com/finance/credit-tips/credit-mistake-when-closing-accounts-is-a-bad-idea-13973.htmTRCB.comFinance / Credit Tipshttp://www.trcb.com/finance/credit-tips/tips-and-tricks-to-boost-your-current-fico-credit-score-13606.htmToday, millions are facing tough finances, the reality of tougher credit based on FICO credit scoring by the major credit rating bureaus. Well, there is hope if you find yourself with a less than perfect FICO credit score and credit rating. There are some smart steps you can use to turn your credit around.Thu, 30 Jul 2009 15:36:05 ESThttp://www.trcb.com/finance/credit-tips/tips-and-tricks-to-boost-your-current-fico-credit-score-13606.htmTRCB.comFinance / Credit Tipshttp://www.trcb.com/finance/credit-tips/how-to-clean-up-your-credit-report-44.htmSome individuals believe that it is best to have absolutely no debt. In some cases this is true, but if you are trying to get a loan, nothing could be further from the truth. In the eyes of a lender, an individual with no credit is almost as risky as an individual with bad credit. To the bank, you are basically a walking talking question mark, which makes you a potential liability and the number one thing a Bank is trying to avoid. Lenders are looking for a positive history of how you handle debt.Fri, 27 Jun 2008 15:07:42 ESThttp://www.trcb.com/finance/credit-tips/how-to-clean-up-your-credit-report-44.htmTRCB.comFinance / Credit Tips