http://www.trcb.com/en-Us60Sat, 26 May 2012 09:09:04 ESTCopyright 2012 Mitchell Hamavand, TRCB.com All Right Reservedhttp://www.trcb.com/finance/payday-loans/do-ontario-payday-loan-companies-need-a-good-credit-rating-for-my-loans-to-be-approved-62074.htmA credit rating is an assigned value set by most lending companies (including banks) to determine one's eligibility in borrowing money from lending institutions. 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