http://www.trcb.com/en-Us60Sat, 26 May 2012 10:58:54 ESTCopyright 2012 Phil Bailey, TRCB.com All Right Reservedhttp://www.trcb.com/investing/ira-401k/roth-ira-vs-traditional-iras-vs-401k-17945.htmSaving for retirement is an excellent objective. Congress has created tax incentives to allow you to get a tax benefit on your savings. One example is an IRA, a 401K or other qualified retirement account. But what is a Roth IRA? Is it better than a traditional IRA or not? The answer is that it depends. Do you want the tax deduction to reduce your taxes now or would you prefer to have a tax-free retirement account.Mon, 02 Nov 2009 12:50:09 ESThttp://www.trcb.com/investing/ira-401k/roth-ira-vs-traditional-iras-vs-401k-17945.htmTRCB.comInvesting / IRA 401khttp://www.trcb.com/investing/ira-401k/my-401k-no-more-match-keep-contributing-8158.htmMy 401k: No more match. Keep contributing? OK, so your employer announces the following regarding: Your 401k: No more match. Should I keep contributing?Wed, 08 Apr 2009 15:41:13 ESThttp://www.trcb.com/investing/ira-401k/my-401k-no-more-match-keep-contributing-8158.htmTRCB.comInvesting / IRA 401khttp://www.trcb.com/investing/ira-401k/my-401k-should-i-keep-contributing-8093.htmShould I keep contributing to my 401k? Sometimes it's a bit stunning when faced with an obvious question. Find out more now.Tue, 07 Apr 2009 15:45:24 ESThttp://www.trcb.com/investing/ira-401k/my-401k-should-i-keep-contributing-8093.htmTRCB.comInvesting / IRA 401khttp://www.trcb.com/investing/ira-401k/roth-ira-investing---break-the-rules-at-your-peril-2141.htmYou would think Roth IRA investing possibilities are extremely limited by IRS rules. Well, they're not, and there are fewer regulations than you might realize, but it is ever so important to stay on the good side of the IRS.Mon, 10 Nov 2008 10:06:24 ESThttp://www.trcb.com/investing/ira-401k/roth-ira-investing---break-the-rules-at-your-peril-2141.htmTRCB.comInvesting / IRA 401khttp://www.trcb.com/investing/ira-401k/roth-four-little-letters-leading-to-long-term-financial-security-1558.htmRoth IRAs and their more recent cousins, the Roth 401(k) and Roth 403(b), offer outstanding retirement and estate planning opportunities to most readers who qualify. Further, the chance to benefit from a Roth account does not end with employment, as Roth IRA conversions are favorable for many retirees.Sat, 27 Sep 2008 14:29:47 ESThttp://www.trcb.com/investing/ira-401k/roth-four-little-letters-leading-to-long-term-financial-security-1558.htmTRCB.comInvesting / IRA 401khttp://www.trcb.com/investing/ira-401k/401k-rollover-why-not-traditional-ira-1500.htmWhile 401(k) plans have some good sides to them, they are also very disadvantaged compared to some types of IRA accounts. It is recommended that someone who wants to rollover a 401(k) plan to IRA change to a self-directed IRA account. There are many upsides to this approach, and this article will explain why it is better to rollover the 401(k) into a self-directed IRASat, 20 Sep 2008 17:54:48 ESThttp://www.trcb.com/investing/ira-401k/401k-rollover-why-not-traditional-ira-1500.htmTRCB.comInvesting / IRA 401khttp://www.trcb.com/investing/ira-401k/why-have-a-self-directed-roth-ira-1499.htmIn 1974, Congress developed the concept of an Individual Retirement Account, basically a trust account designed to let people save up money for their retirement without having taxes chipping away at their accounts before the money is taken outSat, 20 Sep 2008 17:54:44 ESThttp://www.trcb.com/investing/ira-401k/why-have-a-self-directed-roth-ira-1499.htmTRCB.comInvesting / IRA 401khttp://www.trcb.com/investing/ira-401k/self-directed-ira-the-difference-real-estate-compared-to-stocks-1496.htmA self-directed Individual Retirement Account, or IRA, differers from a standard IRA in that it requires the owner of the account - as opposed to an account adviser - to make decisions regarding the investments which go into the IRA.Sat, 20 Sep 2008 17:54:30 ESThttp://www.trcb.com/investing/ira-401k/self-directed-ira-the-difference-real-estate-compared-to-stocks-1496.htmTRCB.comInvesting / IRA 401khttp://www.trcb.com/investing/ira-401k/equity-trust-company-1492.htmThere are many reasons why it is preferable to rollover 401(k) and other types of retirement savings account into a self directed IRA. However, even after a person decides to take the step, many issues arise which need to be resolved with professional help. There are many companies out there competing for clients, but Equity Trust Company is up there among the best.Sat, 20 Sep 2008 17:17:36 ESThttp://www.trcb.com/investing/ira-401k/equity-trust-company-1492.htmTRCB.comInvesting / IRA 401khttp://www.trcb.com/investing/ira-401k/about-income-retirement-accounts-1491.htmAn Income Retirement Account is a retirement savings account set up to provide tax benefits to those who have such an account. Created in 1954 and revised afterwards, they allow an employee to place money into the account either tax-free or tax-deferred, depending on the account typeSat, 20 Sep 2008 17:17:32 ESThttp://www.trcb.com/investing/ira-401k/about-income-retirement-accounts-1491.htmTRCB.comInvesting / IRA 401khttp://www.trcb.com/investing/ira-401k/401k-rollover-to-roth-ira-1490.htmIn recent years, many employees have elected to set up a 401(k) plan with their employer. This is an employer-sponsored savings plan with allows a person to defer taxes on the money placed and earned in the plan until it is withdrawn. Sat, 20 Sep 2008 17:17:27 ESThttp://www.trcb.com/investing/ira-401k/401k-rollover-to-roth-ira-1490.htmTRCB.comInvesting / IRA 401khttp://www.trcb.com/investing/ira-401k/getting-to-know-the-401k-rollover-1487.htmOne of the main benefits that an employee can gain from signing up for a 401k retirement plan is that it can be used throughout his or her employment.Sat, 20 Sep 2008 17:00:00 ESThttp://www.trcb.com/investing/ira-401k/getting-to-know-the-401k-rollover-1487.htmTRCB.comInvesting / IRA 401khttp://www.trcb.com/investing/ira-401k/what-traditional-iras-involve-1486.htmIndividual retirement arrangement or IRAs are often referred to as traditional IRAs in the United States. The IRA is typically held at in a bank or a brokerage that serves as custodian institution, and it can be invested in practically anything that the custodian will allow, with most cases being certificates of deposit, stocks and mutual funds.Sat, 20 Sep 2008 16:59:56 ESThttp://www.trcb.com/investing/ira-401k/what-traditional-iras-involve-1486.htmTRCB.comInvesting / IRA 401khttp://www.trcb.com/investing/ira-401k/self-directed-ira-1481.htmA self directed IRA is a great option that you would do well to consider, particularly if you are confident in the potential of your business and its possibilities for long-term success. These types of IRAs will allow you to make an investment in your business by using your retirement plan.Sat, 20 Sep 2008 16:59:33 ESThttp://www.trcb.com/investing/ira-401k/self-directed-ira-1481.htmTRCB.comInvesting / IRA 401khttp://www.trcb.com/investing/ira-401k/what-you-should-know-about-the-roth-ira-1480.htmRoth IRAs are types of Individual Retirement Accounts or IRAs that are allowed under tax laws of the United States. The plan is named after its chief legislative sponsor, Senator William Roth, and it has a lot of significant differences from other IRAs.Sat, 20 Sep 2008 16:59:29 ESThttp://www.trcb.com/investing/ira-401k/what-you-should-know-about-the-roth-ira-1480.htmTRCB.comInvesting / IRA 401khttp://www.trcb.com/investing/ira-401k/knowing-the-ins-and-outs-of-rollover-ira-1479.htmIn the current climate of increased job changing and downsizing that we are experiencing today, it is more important than ever to consider what to do with the sponsored retirement plan offered by your company at some point or another before you reach retirement age.Sat, 20 Sep 2008 16:26:59 ESThttp://www.trcb.com/investing/ira-401k/knowing-the-ins-and-outs-of-rollover-ira-1479.htmTRCB.comInvesting / IRA 401khttp://www.trcb.com/investing/ira-401k/what-you-should-know-about-real-estate-ira-1477.htmThe rapid boom of the real estate industry has caused a lot of people to start thinking about how they could get in on some of the action and perhaps even strike it rich. One of the more popular ideas to come up in this regard is to utilize a real estate IRA as an investment tool.Sat, 20 Sep 2008 16:26:51 ESThttp://www.trcb.com/investing/ira-401k/what-you-should-know-about-real-estate-ira-1477.htmTRCB.comInvesting / IRA 401khttp://www.trcb.com/investing/ira-401k/what-an-ira-entails-1470.htmFor many people, establishing a retirement plan is an important concern. Equally important however is the need to have funds available for various purposes such as college fees or any emergencies that may crop up.Sat, 20 Sep 2008 16:26:17 ESThttp://www.trcb.com/investing/ira-401k/what-an-ira-entails-1470.htmTRCB.comInvesting / IRA 401khttp://www.trcb.com/investing/ira-401k/the-role-of-an-ira-custodian-1469.htmAn IRA custodian plays a crucial role in any account, although his or her duties with regard to self-directed options are markedly different. Generally speaking, the IRA custodian is tasked with the maintenance of assets and the managing of transactions, as well as keeping records of those transactionsSat, 20 Sep 2008 16:26:11 ESThttp://www.trcb.com/investing/ira-401k/the-role-of-an-ira-custodian-1469.htmTRCB.comInvesting / IRA 401khttp://www.trcb.com/investing/ira-401k/business-inside-an-ira-1457.htmAnyone who has a small business in operation has probably given some thought to invest additional funds into it at some time or another. One of the sources of funding that has proven to be popular in recent years is a simple IRA as managed by a financial institution.Sat, 20 Sep 2008 15:55:06 ESThttp://www.trcb.com/investing/ira-401k/business-inside-an-ira-1457.htmTRCB.comInvesting / IRA 401k