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There are some key facts abut unsecured and secured credit cards that you should understand before deciding what type of credit card you need. More importantly, you need to know 6 differences that will determine which card you qualify for and how easy or difficult each is to get.
Having a credit card means you can buy tickets, rent cars and book hotel rooms. But, in spite of convenience, your credit report can mean you have to fork over higher deposits and fees for that convenience. There are 5 ways to avoid paying more for credit.
Every business should ensure that they have a debt recovery plan. This usually involves scheduling in a series of letters, then phone calls and eventually taking legal action or handing an outstanding debt over to a recovery agency. The longer a debt remains unpaid, the greater the chance that it will never be paid.
The CBO projects that our budget deficit will reach almost $1.5 trillion this year. How did we get here? A look at three groups that have controlled Congress.
Much like consumers over using credit cards, the federal government spends more than it takes in, creating yearly budget deficits. It's time for a balanced budget amendment.
There are several times a bit of overindulgence can result in heavy debts that you will find hard to get out of.
Are you one of the millions of people who have been so severely affected by the recent economic downturn that you are considering a debt consolidation program? Even though these programs have been around for a long time, it's only recently that they have grown in popularity. Rest assured that if your finances since immediate attention, there is help out there.
Self control is one of many personality traits that can serve you well, especially when it comes to teaching family members about money. Discovering our inner power of self control gives us the strength to be wise with our money and helps us to resist the terrible "spending itch." There are just 3 keys which will change your financial future starting today.
Make no mistake, budgeting is serious business for every family. Money is the only tool you have to secure your future and the future of your family and to live a good life today. Unless you get spending under control and start treating your household like the goldmine it really is, you are destined to struggle financially for the rest of your life.
Facing up to bankruptcy could be difficult but let us be pragmatic about it. When you are going to be filing bankruptcy, there are several different types from which you can choose. But you cannot definitely file for bankruptcy under Chapter 9, because this is municipal bankruptcy. This law applies to only public or political division of a state in US. Most countries have similar bankruptcy laws to protect the public assets from liquidation.
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