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The Couple have only two children, One Boy and a Girl.The Girl is the youngest of the two which is 17 yrs. old.
If your bills and expenses equals more than your income, you are headed for trouble and must take steps immediately to get back on track. There must be enough coming in your household to cover what is going out in expenses. If there is a big difference between the two, then you may be headed for trouble. The sooner you can find solutions as a family, the faster you can be in a position to balance your budget.
Most parents start out each conversation with their children with "You...." For instance, how many times today have exchanges been; "you need to stop that behavior" "You never pick up your toys" "You need to do your homework, chores, turn off the TV, smile more, stop eating so much, etc. etc